Affordable Housing Opportunities

Affordable purchase units are available at the four properties listed below. Information on how to apply can be found below under the ’Prospective Owners’ heading.

• Eden Lane, Whippany
• Hanover Hills, Cedar Knolls
• Oak Ridge, Whippany
• Sunrise at Hanover, Whippany

All of our purchase units are non-age-restricted.

Housing Partnership

Effective August 1, 2018, we have contracted with the Housing Partnership to administer all of the Township’s affordable purchase units. This includes the application and waitlist processes, unit and owner compliance and tracking, re-sales, and re-finances.

Prospective Owners

Please contact the Housing Partnership and request to be added to their "Interested Parties List" by calling Carol Mugele at 973-659-9222 extension 302 or by filling out the pre-application form online Opens a New Window. . The Township does not have paper pre-applications, you must contact Housing Partnership to be added to the list. Once on the "Interested Parties List," you will begin to receive notifications about available homes. To be eligible to apply for the homes, you will be required to first take a HUD-approved Homebuyer Education workshop. More information about the workshop can be found on the Housing Partnership’s website Opens a New Window. .

Current Owners

If you wish to sell, please email the Housing Partnership or call 973-659-9222 and indicate your desire to sell your property.  Housing Partnership will provide you with the maximum resale price, an intent to sell form, and the proper procedures for selling your property. The Partnership’s fee for this service, including securing a buyer and assuring that you and the buyer comply with all state regulations and guidelines, is 1.25 percent of the selling price.

If you wish to refinance or take out a home equity loan, you must first contact the Housing Partnership as the Administrative Agent. In order to bring your home into compliance with the New Jersey State Affordable Housing Regulations, N.J.A.C. 5:80-26.1et.seq, you will need to apply to the Housing Partnership, who determines your eligibility to proceed. You may not refinance any greater than 95 percent of your maximum resale price. Since this transaction must be filed with the County you will need to provide a $75 check or money order made out to the Housing Partnership to cover the cost of recording. Send an email or call 973-659-9222 before contacting a lender!

Remember, your unit must be your primary residence. You may not rent out your unit.

If you fear foreclosure or have difficulty paying your mortgage, you may wish to contact the Housing Partnership’s foreclosure intervention office at 973-659-1414 for free foreclosure counseling and guidance on the NJ HomeKeeper Program for the unemployed and other available programs.